It was a breeze to go through my whole home Loan process. My loan officer was amazing ! The broker I was suggested was amazing too! After the process I was surprised to see so many gifts from my team!

Veterans United has now helped me through two home purchases — one in 2017 and one in 2026 — and both experiences were exceptional. I specifically returned to Veterans United because of the positive impression Garet made the first time around. He is one of the few loan officers who truly understands the complexities of Air National Guard employment, especially when dealing with multiple or unconventional duty statuses.On both occasions, Garet worked closely with me to navigate the VA’s income and employment verification requirements, which can be a difficult scenario for reserve component homebuyers. He explained exactly what was needed, helped me organize the documentation, and ensured everything was submitted cleanly and correctly. Income verification is one of the most pivotal parts of VA underwriting, and Garet handled it with precision and reliability.This time around, Garet also guided me through the process of buying down my VA interest rate. The way he structured it was extremely helpful — clear explanations, accurate cost breakdowns, and a smooth execution. The buydown was applied correctly, and the long‑term benefit was immediately noticeable. On top of that, my cash‑to‑close number became more and more optimized as we moved through the final stages. We ended up overestimating the amount needed to close, which is the best possible outcome. Walking into closing with more than enough funds — instead of scrambling — was a great feeling and a testament to how well the loan was structured.The entire Veterans United team was responsive, professional, and proactive throughout the process. Communication was clear, expectations were set properly, and every step moved forward without friction. ShaNiece was outstanding as well — always ahead of the curve, always keeping me informed, and always making sure things stayed on track.This was one of the smoothest, most organized homebuying experiences I’ve had, and I would absolutely recommend Veterans United to anyone looking to buy a home.

The process went extremely well. The team handled all our questions quickly and provided easy to understand answers.

I would recommend veteran united to my my friend and family as I have lots of friends and 2 brothers that are both within the military.