Jeff is a VA home loan specialist and is excited help our nation's Veterans realize the goal of homeownership. Jeff and his wife Andrea have been married for over 15 years and have 4 children. Jeff grew up in a military family and has a great appreciation for the sacrifice our nation's Veterans make to protect our way of life in the United States. He loves spending time outdoors enjoying nature with his family.
| Office | 800-814-1103 x6577 |
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| jeff.matlock |
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| Address | 550 Veterans United Drive Columbia, MO 65201 |
Our Veterans United team was amazing. Communicated with us every step of the way and took us from pre-approved to close in less than 30 days. This was a completely different experience from when we bought our first house with a different company.
Was very thorough and quick, always kept me informed and in a timely manner, I would definitely recommend and have already
To start off I’d like to say this was one of the most painful lenders I’ve ever chosen to use. The loan officer was more of a car salesmen than someone trying to get my refinance closed out. But really the person who I’d say was very unhelpful was Michelle Zeller. Not only did it seem like she was apathetic the entire process. Her and Jeff would not answer the phone. Instead id usually get a text reply or a “sorry I didn’t even see your message on the phone”. Then when I’d ask if there was anything I needed she would say “well I need some stuff from your HOA and the title company. But I haven’t heard back, maybe you could call?” Really? Me call? I’m fairly certain by the way that she would not reach out to anyone by phone. Judging from when I called these companies. They referred to her emails. Which never received certain emails she claimed to me to have sent to them. But a 45 day close that I asked to have moved as quickly as possible turned into a 52 day close for what seemed like no reason other than them not trying to get anything done faster than their 9-5 required. TLDR they moved slowly, didn’t answer the phone and I’m fairly certain gave me the run around when they finally did respond to me. The reason I didn’t not give a 1/10 is because it closed and I didn’t have to start the process over.
Response from Veterans United
Hi Andrew,
I’m really sorry to hear how stressful this refinance felt for you. When you’re trying to move things along quickly and you’re not getting the communication or clarity you expect, it can make the whole process feel much harder than it should. I understand why the delays and difficulty reaching the team left you so frustrated.
I’d really appreciate the chance for my team to review what happened and make sure your concerns are fully heard. If you’re open to talking more, you can reach me at 1-800-212-5200 or ClientAdvocate@vu.com. My team is here from 9 a.m. to 5 p.m. Central Time, and if you reach out after hours we’ll typically follow up the next business day.
Thank you for sharing your experience. I’m here if you’d like to walk through it together.
Everyone I dealt with through the entire process, was extremely professional, efficient and performed as I expected. All responses were in a timely manner.
I am deeply grateful to Veterans United and the team who guided us through the purchase of our new home. With what felt like impossible timing and little understanding of the process, I relied heavily on the expertise of Jeff Matlock and Erin West. The underwriters met our timing as well and I appreciate them. The Veterans United team took the time to gather information, listen attentively, and explain each step with patience—even when questions needed repeating. While buying a home can be daunting, they partnered with me in a way that eased my concerns and built my confidence. Their coordination, knowledge, and professionalism made all the difference, and I will remain thankful for their support. I highly recommend them to anyone beginning their own home buying journey.