Toby Sullivan
Meet Toby Sullivan, the Dedicated Loan Officer and Adventure Enthusiast
Greetings! Toby Sullivan is your friendly neighborhood loan officer, and more than just a financial expert – Toby is your committed partner in turning homeownership dreams into reality. With a heart deeply rooted in gratitude for military heroes and a spirit wired for adventure, Toby brings a unique perspective and passion to the world of home financing.
Having grown up in a household marked by honor and service, Toby has immense respect for the sacrifices made by military families. Toby's father, a dedicated army veteran who served the nation for an impressive 29 years, instilled in Toby the values of integrity, loyalty, and hard work. This legacy serves as a guiding light, propelling Toby's determination to assist fellow veterans in securing the homes they deserve.
Outside the realm of mortgages and interest rates, Toby is an avid adventurer. When not in the office, Toby can often be found exploring the great outdoors, seeking the next thrill on a biking trail, or marveling at the wonders beneath the lake in a kayak. Toby believes that life's most exciting moments happen outside comfort zones, and this adventurous spirit is carried into the approach to helping clients finance their homes.
Navigating the world of home loans can be as exciting as any adventure – with its twists, turns, and unexpected challenges. That's where Toby comes in. Toby is here to simplify the process, find the best loan options tailored to your needs, and guide clients smoothly toward the keys of their new homes. The goal is not just to provide a loan; it's to be a trusted ally, ensuring that the financial aspect of the homeownership journey is as seamless and stress-free as possible.
Whether you're a veteran looking to settle into a place to call your own or a first-time buyer venturing into the realm of homeownership, Toby is here to assist you. Let's embark on this exciting journey together and secure the financing you need to make your dream home a reality.
With gratitude for our veterans and enthusiasm for your homeownership dreams,
Toby Your Dedicated Loan Officer and Adventure Enthusiast
Toby Sullivan
Loan Officer NMLS #2104302
| Office | 573-876-2600 x8188 |
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| toby.sullivan |
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| Address | 550 Veterans United Drive Columbia, MO 65201 |
Reviews
See what 85 customers have said about Toby Sullivan
Working with Toby Sullivan and his team at Veterans United was an absolute pleasure. From the first conversation to closing day on September 18th, they delivered top-tier service with professionalism, warmth, and precision.Toby and Julie Cute were incredibly responsive, knowledgeable, and genuinely invested in making the loan process smooth and stress-free. They anticipated every need, answered every question with clarity, and kept me informed at every step. Their attention to detail and commitment to excellence made me feel confident and supported throughout the entire journey.What truly stood out was their personal touch. It never felt like a transaction—it felt like a partnership. They treated me with respect, listened to my concerns, and made sure I felt comfortable with every decision.If you're looking for a team that combines expertise with heart, Toby Sullivan and his crew at Veterans United are the gold standard. I’m beyond grateful for their hard work and would recommend them without hesitation.
Awesome. Always kind, always helpful and on the ball. Outstanding work!
Toby was very helpful and responsive to my questions. He did a great job getting us preapproved and closed on our new house!
Toby was very professional - kept me informed of the progress and the information needed. He returned my calls promptly and guided me on the next steps.
Toby Sullivan and his Team are great! Anyone that is lucky to have them on their new journey on buying a home will love the experience. Recommend all the way!
Mr. Toby has been an absolute rock for our family throughout this entire process. We first connected over two years ago when we thought we’d be moving to Missouri. Then plans shifted to Germany, and everything paused—but he never closed the door on us. He stayed in touch, always made us feel welcome to reach back out, and never missed a beat when our orders suddenly changed and we got to stay stateside.From that moment on, it was full speed ahead. Toby was responsive, supportive, and incredibly organized. He kept us informed every step of the way—even letting us know when he’d be out of the office so we were never left wondering. That kind of thoughtfulness meant everything.His guidance made the homebuying process feel smooth and manageable, even with all the unpredictability of military life. We trusted him completely, and he absolutely delivered. We’re so grateful for his patience, professionalism, and genuine care. He’s not just great at what he does—he’s the kind of person you hope to work with in moments that matter.
Toby and his team were phenomenal. They made this home buying experience so easy it was as though all I had to do was sign on the dotted line. At no point did I feel like I was uninformed so there was no last minute things to catch us off guard. It could not have been easier for me if it weren’t for the hard work by them. Thank you.
