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Veterans United Employee David Smart

David Smart

My name is David Smart and I started at VU in ‘21. The most rewarding aspect of my job here at VU is the opportunity to help Veterans, like my father (Navy) and brother (Marines), into homeownership. My upbringing brought me all over to places like Illinois, Florida, California, Arkansas & now I’m rooted here in St. Charles, Missouri. I am a graduate from Southeast Missouri State & that’s where I met my wife, Kristyn. After getting married in ’19 we welcomed our first daughter, Palmer, into the world. Our little family is rounded out by two very good rescue pups named Rafi & Chex. In my free time I enjoy landscaping, barbecuing, a good bourbon and watching my favorite sports teams.

Veterans United Employee David Smart

David Smart

Loan Officer NMLS #2134112

Contact Information
Office 800-814-1103 x8279
Email david.smart@vu.com
Address 111 Corporate Office Drive, Suite 400
Earth City, MO, 63045

Reviews

See what 229 customers have said about David Smart

Photo submission from Herbert J.
5 out of 5 Stars

David and Alyssa were uber responsive and a real pleasure to work with. Both of them knew their respective jobs well and the whole process was painless from start to finish.

5 out of 5 Stars

I appreciated everything you guys did for me.

5 out of 5 Stars
5 out of 5 Stars
5 out of 5 Stars

David is the best loan officer I’ve ever worked with! Outstanding customer service, very friendly, and super knowledgeable. He communicates like a pro throughout the process, keeping us posted via text and phone at every step. He got us a fantastic rate on our loan and lowered it even further through rate buydown from the sellers. 10/10! Can’t say enough good things about this guy. Highly recommend!!

4 out of 5 Stars

David Smart and co did a great job, and were very timely with communication and explaining the process and answering all of my questions.

5 out of 5 Stars

Fantastic team approach effortless management of our needs, no issues. Stellar performance.

5 out of 5 Stars

David - thank you so much for the patience and hard work you and your team did to make sure we were able to get the best rate possible.Erica - thanks for making the paperwork and signing go smoothly. You really lifted a lot of stress away.Sarah - Thanks you for helping answer all the questions that randomly came up. You really helped alleviate a lot of my concerns.Shelby - you answered a bunch of questions for me as well, but you aren't specifically listed on my MyVU profile, but I still want to thank you as well.You guys are very good at what you do and I really appreciate the transparency and honesty you provided while drug you guys along our home searches and finally closing. So sorry it took so long.

4.5 out of 5 Stars
4.5 out of 5 Stars
5 out of 5 Stars

I am extremely impressed with the outstanding service provided by my loan officer David Smart. I just closed on my home, and the process could not have been smoother. David was professional, responsive, and supportive which made the journey seamless and stress-free.

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