David Smart
My name is David Smart, and I’ve been proud to serve Veterans and their families at VU since 2021. Helping service members—like my father, a U.S. Navy Veteran, and my brother, a U.S. Marine—achieve the dream of homeownership is the most meaningful part of my work.
Although my upbringing took me across Illinois, Florida, California, and Arkansas, I now call O’Fallon, Missouri home. I’m a proud graduate of Southeast Missouri State University, where I met my wife, Kristyn. We married in 2019 and shortly after we welcome our daughter, Palmer, to the world and recently we welcomed our son, Walker.
Outside of work, I enjoy spending time outdoors—whether that’s landscaping, tackling yard projects, or relaxing by the grill with some good barbecue. I’m always up for exploring new bourbons, catching a game, or just enjoying time with my family.
David Smart
Loan Officer NMLS #2134112
| Office | 800-814-1103 x8279 |
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| david.smart |
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| Address | 111 Corporate Office Drive, Suite 400 Earth City, MO, 63045 |
Reviews
See what 259 customers have said about David Smart
Using Veterans United for the purchase of our new home was the best decision we could have made. From start to finish the whole team was working for us and made this process a breeze, I highly recommend Veterans United to everyone.
Very knowledgeable and timely
I’ve been saving for a lot of years for the perfect place for me. This is the first home that I purchased in my life. I’m 65 years old and this will probably be the only home for me. David Smart and his team really took their time with me to explain things and offer expert advice. They weren’t there just to answer questions but contacted me regularly just to see how I was doing and if I had any other questions. I can’t say enough about how pleased I was with the personal touch that Veterans United extended to me. They already had a good reputation with my realtor, so that made me even more comfortable. I highly recommend Veterans United and especially the team of David Smart.
It was great having a team that understands the VA loan process and worked to maximize every benefit for me. Everyone from my realtor to the loan officer and underwriting team were professional, courteous and informative as we moved through the stages of home buying.
Veterans United has been outstanding from start to finish. I have worked with other organizations and Veterans United has been the easiest and a real pleasure to work with
They made what i thought to be impossible, possible
