As a Senior Loan Officer with over 13 years of experience, I’ve helped hundreds of Veterans and active-duty service members navigate the VA home loan process with clarity, confidence, and zero pressure. Whether you’re buying your first home or refinancing to save money, my goal is simple: to make the process smooth, stress-free, and tailored to your financial goals.
I’m proud to serve those who’ve served, and I take the time to educate my clients so they can make empowered decisions—no jargon, no surprises, just straight answers and personal service.
When I’m not working, I’m a husband and dad of two teenage boys, most often found at the football games, track and field meets, or exploring the outdoors with my family.
Office | 800-814-1103 x3124 |
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dflood-lorber |
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Address | 550 Veterans United Drive Columbia, MO 65201 |
Thank you for everything that you all do. The welcome home gift was so thoughtful and I appreciate the love and care you all have. I couldn’t appreciate the Veterans United team more. The attention to detail with the inspections is something I will always love about Veterans United home loans. To know that this team is doing all the right things and going above and beyond to make sure all steps are taken care of. I feel so good coming into a home through Veterans United home loans.
Thank you all!
Derek is AWESOME!!! This was my second time working with him. His knowledge and understanding of mortgage loans for Veterans is astounding! He kept me apprised of every step I needed to complete my application as well as the fluctuation in mortgage rates. He was very patient and understanding, which was a huge factor for me. I would use him again and again,
Thanks for all the great advice on interest rates and how I can take advantage of the future drops in rates. I learned so much and knowledge is power, so Thanks again for empowering me.
I recently worked with Derek as my lending agent, and I couldn’t be more pleased with the experience. From start to finish, Derek was professional, knowledgeable, and incredibly responsive. He took the time to explain every step of the process, answered all of my questions with patience, and made sure I felt confident in my decisions.What really stood out was Derek’s commitment to finding the best lending options for my situation. He was transparent, honest, and genuinely cared about helping me achieve my financial goals. The entire process was smooth and stress-free, thanks to his guidance.If you’re looking for a lending agent who is reliable, trustworthy, and great at what he does, I highly recommend Derek!