Skip to Content
Veterans United Employee Heather Carmichael

Heather Carmichael

Heather understands the excitement and significance of purchasing a home—especially for Veterans and service members. With deep personal ties to the military—her brother is a Navy officer and her father a proud Navy Veteran—Heather is passionate about helping those who have served achieve the dream of homeownership.

A graduate of Missouri State University, Heather brings not only strong educational credentials but also a genuine commitment to making your home buying journey smooth and stress-free from start to finish.

Heather is from Mid-Missouri and is happily married to her husband, Kris, and together they have four children: Kolton, Hadley, Kenlee, and Dawsyn. As a family, they love traveling and cheering on their favorite teams at college, professional football and baseball games.

Heather’s extensive knowledge of the VA home loan program, paired with her personal dedication and enthusiastic approach, makes her an invaluable partner in your home buying process. Whether you're purchasing your first home or your forever home, Heather is here to guide you every step of the way.

Veterans United Employee Heather Carmichael

Heather Carmichael

Loan Officer NMLS #2732336

Contact Information
Office 573-876-2600 x4536
Email heather.carmichael@vu.com
Address 550 Veterans United Dr, Columbia, MO 65201

Reviews

See what 33 customers have said about Heather Carmichael

4 out of 5 Stars
5 out of 5 Stars
5 out of 5 Stars

Heather and her team were there from day 1. Very hands off process from the beginning. Great communication and always replied right away to any question. Couldn’t be happier!

5 out of 5 Stars
5 out of 5 Stars

First time homebuyer. Pleasant experience, and would choose again in the future.

4 out of 5 Stars
4.5 out of 5 Stars

Heather was amazing. Truly supportive and understanding of our concerns and goals through the process. Very communicative.

5 out of 5 Stars

Very easy and transparent experience.

5 out of 5 Stars

Everyone was polite and professional. They also were always available to answer all of my questions as they came up.

5 out of 5 Stars

See More Reviews