Heather understands the excitement and significance of purchasing a home—especially for Veterans and service members. With deep personal ties to the military—her brother is a Navy officer and her father a proud Navy Veteran—Heather is passionate about helping those who have served achieve the dream of homeownership.
A graduate of Missouri State University, Heather brings not only strong educational credentials but also a genuine commitment to making your home buying journey smooth and stress-free from start to finish.
Heather is from Mid-Missouri and is happily married to her husband, Kris, and together they have four children: Kolton, Hadley, Kenlee, and Dawsyn. As a family, they love traveling and cheering on their favorite teams at college, professional football and baseball games.
Heather’s extensive knowledge of the VA home loan program, paired with her personal dedication and enthusiastic approach, makes her an invaluable partner in your home buying process. Whether you're purchasing your first home or your forever home, Heather is here to guide you every step of the way.
| Office | 573-876-2600 x4536 |
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| heather.carmichael |
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| Address | 550 Veterans United Dr, Columbia, MO 65201 |
It was a pleasure working the Veterans United team. They were very responsive throughout the process and always left our conversation with "is there anything else we can do for you". The process was flawless right up to our closing the loan. I will definitely recommend Heather Carmichael and her team to potential customers with a 5+ STAR RATING.
Heather and the team at Veterans United were total pros. Proactive communicators and terrific partners in the process. The portal was user friendly and our title company loved it, too. Would definitely use them again or recommend to others looking for a VA loan. -TIffany C. and Erik O.
My Team Heather and Bri were great!
The Best
The process went extremely smooth and the team of experts at Veterans United helped with every step of the way to purchasing our first home!
Veterans United was awesome from start to finish. Really took the time to explain and work with us to get our mortgage approved. Very professional team, Heather and Mike were great to work with. THANKS