Heather understands the excitement and significance of purchasing a home—especially for Veterans and service members. With deep personal ties to the military—her brother is a Navy officer and her father a proud Navy Veteran—Heather is passionate about helping those who have served achieve the dream of homeownership.
A graduate of Missouri State University, Heather brings not only strong educational credentials but also a genuine commitment to making your home buying journey smooth and stress-free from start to finish.
Heather is from Mid-Missouri and is happily married to her husband, Kris, and together they have four children: Kolton, Hadley, Kenlee, and Dawsyn. As a family, they love traveling and cheering on their favorite teams at college, professional football and baseball games.
Heather’s extensive knowledge of the VA home loan program, paired with her personal dedication and enthusiastic approach, makes her an invaluable partner in your home buying process. Whether you're purchasing your first home or your forever home, Heather is here to guide you every step of the way.
| Office | 573-876-2600 x4536 |
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| heather.carmichael |
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| Address | 550 Veterans United Dr, Columbia, MO 65201 |
The process went extremely smooth and the team of experts at Veterans United helped with every step of the way to purchasing our first home!
Veterans United was awesome from start to finish. Really took the time to explain and work with us to get our mortgage approved. Very professional team, Heather and Mike were great to work with. THANKS
I worked with Heather Carmichael and her team for a VA refinance. Heather and her team were extremely helpful and the process was very easy. I would definitely recommend them.
Heather was great! - prompt, professional, accessible and very helpful! Excellent communicator and genuinely cares for her veteran clients!
Loan officer was reachable, revery responsive and very professional and the app platform very useful
Thanks for all the help, you guys are amazing.