Toby was the most amazing loan specialist to work with, he made sure everything was always explained and worked through, answered my many questions without any hesitation, excellent knowledge of all aspects of our home buying experience. It was truly a pleasure getting to know such an extraordinary gentleman. Thank you for helping us get our dream home. We are so happy!! Definitely a 5 ⭐️ rating 😁

Toby was an absolute asset to have on our side throughout the entire home loan process. Our situation was incredibly complicated—not just with the loan itself, but also with the sellers and several extenuating circumstances that made things even more challenging. Despite all of that, Toby and his team worked tirelessly, harder than any team we've ever worked with, to get everything done.He was consistently available, patient, and willing to answer all of our questions, no matter how repetitive or difficult. Thanks to Toby’s dedication and expertise, our family is now moving into our dream home. We are beyond grateful for everything he and his team have done for us. They are truly a credit to Veterans United.

Toby was awesome he worked with me throughout the entire process and he made it a seamless as I would have hoped for.

Toby and Julie were amazing to work with! They always answered my questions and were on top of everything! I never had to second guess and I never had any missing pieces to any puzzle! They made this first home buying experience a breeze and I always heard horror stories but they made it a dream. Absolutely fantastic!

Thank you for the outstanding and superb work!