There needs to be a process set up where someone explains what will be charged for closing cost. I asked and got a VERY vague description so, even though I thought it would be covered because I asked for $5,000.00 towards closing, it still wasn\'t enough. Which says the fees are a little too high. Also, my interest rate started at 3.74% and without warning jumped to 5.75%. I understand that the FED has a lot to do with this and that it is a little bit out of your control but, I am a finance consultant so, I know there was some kind of notice or warning given to you guys before this happened. I did eventually get it down to 4.64% but it was a little bit of an issue.
I felt like I was not kept completely up to date during the entire process and had to get a lot of information and updates from my realtor or reach out for updates. I felt the documentation processing and paperwork was a little excessive compared to previous mortgage loan experiences. This may be due to current economic conditions or the VA process?
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