I felt that VU required too much information for the loan. It was apparent that I qualified for the loan and my income/debt ratio was satisfactory, but VU prodded and requested information that I felt was unneccessary. For example, they wanted to know why I had made large payments to a few of my credit cards in the two-three months prior to my buying the house. I also sold some of my furniture along with the old house and the VU wanted to know where the $ came from, so I had to go to my bank and get copies of checks. It was an aggrevation and an inconvenience to say the least.
For one they can make sure that all the paperwork is needed before a loan goes to underwriting. My husband and I had our loan returned from underwriting twice for missing papers that were sent previously. It should be know what is needed and made sure that all the paperwork is there before submitting to underwriting.
nothing, the loan was seemless thanks to Matt!
I would not recommend the realtor.
Ready to see for yourself?
Experience first-hand why 364,882 homeowners give us a perfect score!
I like it alot
