Not piece meal documents, very frustrating towards end of loan. Better communication with underwriters, double check loan processor's work. Loan processor ordering the VA appraisal at the wrong house set us back over 2 weeks. Realtors were not happy about that.
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Experience first-hand why 365,130 homeowners give us a perfect score!
Our loan was unique. When we started the process our interest was 3.5% when we closed the rate was 4.25%. We wish we could have locked in at 3.5% event though we bought a different house and changed our loan to a FHA. Isn't there a way to lock in an interest when we start the process? When our loan kept going back to underwriting it seemed more and more information was needed. We don't understand why these documents weren't requested from the beginning. It was stressful at the end.
Make a complete list of thing that are initially needed, instead of one thing, then another and so on.
