More communication... More daily or weeklyUpdates
Increse the durations of rates locked in. 15 days is not enough time
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Make clear the IRS requirements...make clear debt to income ratios and banking requirements...I.e. having to justify every deposit over 2000.00 ...make clear the that with VA loans that extensions are not only likely but required on HUD properties and that they cost money. So much stress hardship could be saved with a simple letter early on.I feel like Will did a fabulous job ...given what he had to work with...I contacted his supervising staff due to underwriting difficulties...they did nothing. I think Will worked extremely hard on my behalf. But not for his efforts ...it would not have got done. He always replyed quickly...always answered his phone...I am glad will was my loan officer
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Experience first-hand why 365,458 homeowners give us a perfect score!
My loan officer and his team were outstanding. However the underwriters of the loan were very unprofessional and caused undo stress at the last minute of the loan process when they had all information well in hand weeks before closing . Seemed to me that they waited till the last minute for everything which is a telling sign they are poorly managed. This area strongly needs attention. Other than that our experiences with our loan officer and his team was great. They communicated well and gave us the information we needed to get things accomplished quickly on our end.
