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Our loan was unique. When we started the process our interest was 3.5% when we closed the rate was 4.25%. We wish we could have locked in at 3.5% event though we bought a different house and changed our loan to a FHA. Isn't there a way to lock in an interest when we start the process? When our loan kept going back to underwriting it seemed more and more information was needed. We don't understand why these documents weren't requested from the beginning. It was stressful at the end.
Ready to see for yourself?
Experience first-hand why 375,275 homeowners give us a perfect score!
Make a complete list of thing that are initially needed, instead of one thing, then another and so on.
Better efficiency
Underwriting needs to list ALL required items at the beginning. We were delayed nearly 3 weeks in closing due to "required materials" that they kept coming up with. If I could have had a list of EVERYTHING that I might have possibly needed at the beginning, it would have been a whole lot easier and a lot less stressful. I don't work well with "if" situations. I like definites and the "if" we were closing and "if" so, when situation really took it's toll on me and my family. Other than that, Dax was AWESOME!!!!
