Discuss debt to income ratios during pre-qualification and pre-approval process, not the day closing is scheduled.
More communication... More daily or weeklyUpdates
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Increse the durations of rates locked in. 15 days is not enough time
Make clear the IRS requirements...make clear debt to income ratios and banking requirements...I.e. having to justify every deposit over 2000.00 ...make clear the that with VA loans that extensions are not only likely but required on HUD properties and that they cost money. So much stress hardship could be saved with a simple letter early on.I feel like Will did a fabulous job ...given what he had to work with...I contacted his supervising staff due to underwriting difficulties...they did nothing. I think Will worked extremely hard on my behalf. But not for his efforts ...it would not have got done. He always replyed quickly...always answered his phone...I am glad will was my loan officer
Ready to see for yourself?
Experience first-hand why 375,533 homeowners give us a perfect score!
