use a title company that does a better job of researching if liens and judgements really belong on titles, that they are for the right people.
Consider additional training for your under-writers the ones handling my loan were woefully under educated for my situation.
If you could have all information request at once it would move faster.
Ensure all documents have been received at least a week prior to closing. Not two days.
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Always having a secondary LO on duty to answer questions. One this that was an issue was getting the LO on the phone and returning calls. I understand when people are out of the office but I really could help
VUHL could start collecting the documents required for the loan a little earlier. We felt a little rushed to get all the documents at once. Other than that the experience was very pleasant considering our circumstance.
