Modify the guidelines so that your borrowers aren't sitting there for 40 days being told everything is fine only to find out AFTER signing closing docs that you don't want to fund the loan. There should be checks and balances put into place where a situation like this is automatically escalated.
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Experience first-hand why 374,688 homeowners give us a perfect score!
doing a good job
Have only one person collecting all the information so you only have to provide it once.
