I absolutely have loved my experience with this team and Veterans United. Ive have done a home loan and refinance and they make the process so simple and stress free. Always on the ball, full of knowledge and very patient!




Julie Cute was amazing she always answered every question we had and sometimes answer them before we asked

Never ever EVER have I felt this well taken care of as a customer like I did with Veterans United. My loan specialist Terri and her team went above and beyond when accommodating me and my home buying needs. I love the ease of being able to just text them when I had a question and getting a response immediately instead of having to email or make calls back and forth. I have nothing but great things to say about Veterans United and my loan specialist. Thank you for being so great and taking off so much stress of the home buying process!


Would definitely recommend Veterans United to fellow veterans. The entire team was very supportive, and a great help throughout the entire process.

I cannot explain the gratitude I have for this team. Everyone that had a hand in this process was great and made the process flow. Thank you to all the Veterans United team.

Jason and the team made the process of using the VA home loan for the first time so easy. All members of the team were quick to respond, friendly, and were very knowledgeable to their area of expertise. They were a wealth of information; they kept me informed on time-sensitive items and offered me assistance with them.The personal touch of giving us an appreciation gift of my son's first tackle box with his name personalized on it was above and beyond. It even had his nickname spelled correctly, which was super touching. We will cherish it forever and remember as it is tied to such positive experiences in our lives of buying our first home and taking him fishing for the first time.I would strongly recommend Veterans United to anyone using the VA home loan. We are very happy with our new home and the VU made the purchasing process enjoyable.


I thought the overall process was smooth and quick. I liked the"to do" list that kept me in track. If i missed something I would get a text our phone call which was nice as I was moving and staying work in KY. Everyone was so helpful and avaliable to answer any questions or concerns. Great experience!!

My wife, our two children and myself were looking at being without a home. That's when we turned to Veterans United and all our prayers were answered! Their team was absolutely amazing!They made getting our dream home one of the most uncomplicated traditions we've ever gone through. Trey, Anthony and Kayla, my family and I can't thank you enough! We wouldn't have been able to do any of this without you guys! you really did help make our dreams come true!
The Lusiani family

Me paying for the assessment of my property instead of it being included with my loan was a big disappointment. It also took way longer that my previous experience with Rocket Mortgage


If you're looking to buy go VETERANS UNITED! They do what they can to make your dream come true! We closed in 33 days! Tim Spears was amazing, highly recommend him. The experience of buying a home through veterans United was fairly simple, and quick! I had the pleasure of working with Tim Spears! He was awesome at making sure we knew exactly what to do and how to do it. Also provided tons of info and have contacts for other people to reach out to! Very down-to-earth and awesome person!

I thank you all for making buying my first home an easy and smooth transition.


Overall everything was great until my wife had to give all her information and credit pulled & it brung her score down and she is not on the loan , but the experience is to remember in my book




VU has overall made our experience very smooth, easy to navigate and fun people to work with. 10/10 I’d recommend.

Marty Gaddie and Kala Booth form an extraordinary team that truly transforms the lending experience. What often feels like a complicated and transactional process is made seamless and personal in their capable hands. From the very first phone call to the underwriting phase and all the way to closing day, they provide invaluable expertise, unwavering patience, and a genuine sense of care. Working with them feels like being embraced by family; their authenticity and commitment are simply unparalleled.I challenge anyone to find a team that offers more exceptional service, but honestly, why bother? Stick with this winning duo that empowers you with the insights needed for a memorable home-buying journey. As a veteran, you’ve fought for the assurance that you’d be well taken care of— now it’s time to invest in your dream home and truly relax. Trust that Marty and Kala will deliver beyond your expectations! Let this review serve as your confident endorsement—choose them to guide you home!

You sold my loan before i even made my first payment, which shows that you care more about making a quick buck over the customer.
Response from Veterans United
Hey Shane,
I hear your frustration, and I’m really sorry this left you feeling like just a number. Selling loans is a common part of the mortgage industry, but I get that it can feel impersonal—especially so soon after closing. Our goal is always to set our Veterans and military families up for long-term success, and I hate that this left you with a bad impression of us.
If you have any concerns about your loan or need help figuring out who to contact moving forward, My team would be happy to assist. You can reach us at 1-800-212-5200 or ClientAdvocate@vu.com. We’re in the office from 9 a.m. to 5 p.m. CST, but feel free to email anytime.
Veterans United is hands down the best mortgage solution on the market, we appreciate everyone and their attention to detail and support throughout the process and given the opportunity, will continue to use your services for many years.



The whole experience was wonderful.
What an amazing team!!
