I did have to provide the same types of documents more than once in a couple of instances.
I highly recommend working with Veterans United and their team! They were all so kind and helpful through the home buying process. This was my first time buying a home and with their help it was a very good experience. THANK YOU Veterans united, you all are AMAZING!
Veterans United made the process very simple for a first-time homebuyer. Their online portal is easy to use and makes signing documents quick. Katelin was absolutely amazing to work with for our first-time home buying experience. She had our best interest in mind and was a huge help in guiding us through this process. Highly recommend!
In the beginning I was nervous about applying for a home loan. From the moment I got on the phone they were kind and knowledgeable and set my worries to rest. The process seemed simple then, as they walked me through it step by step. The time for searching for a home was the hardest part! Lol, that takes the longest. Finding the perfect home and being sure that's "the one". After finding a home then the staff are helpful making sure you have the right document to sign and making sure nothing is missed. It's a wonderful and exciting way to buy the perfect home. The staff are reliable and are eager to help. They stayed in touch with me through email and text and phone calls through the whole thing which made me feel like I could stop stressing so much over the little things like the "what if's". I am now a happy home owner thanks to my team of experts standing by my side.
Thanks for the hard work you do, I didn't think it was going to be this fast and easy to obtain the house that my family and I were looking for, it only took a few months from beginning to end and now, thanks to your hard work we are in the process of moving to our new forever home.
Tracey Ball and the team were amazing. Tracey followed constantly, kept us informed, and made us feel comfortable the entire process. Tracey and Veterans United for the win.
Veterans United was beyond helpful with all the steps with purchasing our first hone. Any questions I had was answered promptly. They were a great lender to work with.
Using Veterans United services has been a wonderful experience from start to finish, and I already have started recommending them to my veteran friends and coworkers and will continue to.
From the beginning, once this team was assigned to me (Brad, Jamie, Chad, and concierge Lauren), every single person helped me. I'm so grateful. Being widowed, it's been a tad overwhelming to make an interstate move alone - arrived here in 2008 as a couple. My VU team truly made things as easy as possible. Thank you from the bottom of my heart.
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Working with Chris and Brock were fantastic. My initial and continued contact with Chris was very positive. It is an incredibly difficult time to purchase a home, and both were very supportive and patient with Brock checking in on us frequently, but not in a manner that felt pushy or ingenuine. Nicky was awesome, and always checking up on us, making sure all our question were answered.As for the Home Inspector, I was disappointed. After conducting the inspection, they advised all parties the home was ineligible for a home loan as it fell in a Costal Barrier Zone. A 30 second Google search showed that that was not the case, which was then confirmed by my attorney. When presented with these findings, the denial was quickly walked back. It is concerning as the information was readily available and easily accessible, suggesting this department of Veterans United was more than willing to just give up without looking further into the issue. Had my attorney and I not done any research and took the initial assessment prima fascia, we would not have a home.After settling this, we moved on with the process and Nico was assigned to us as our loan coordinator. Nico was terrific, personable, and extremely easy to work with. He helped guide us through the process, and ensured we had a shared understanding on the all the requirements.The underwriting was the most frustrating part of this process, and I did not feel it was fair that Nico had to be the messenger through all this. During the entire process, I was continually assured that May 2nd would be the closing date with zero inclinations of a deviation from that date. It would have been perfect, as I would be leaving for a month for some training immediately after. About two weeks before this, I had submitted a check for the downpayment on the home and did not hear any other information about it until the day prior on May 1st. May 1st, the underwriter decided to begin asking for proof and the origins of these funds, which is something that could have and should have been handled the weeks prior. It was extremely frustrating as I felt as if the questions and source requests were never ending which forced us to move the closing to the next week. This forced me to miss the closing on my own home, and my wife had to sign and close on it herself. This was extremely disappointing, which is putting it lightly. We married in a courthouse as I was deploying immediately after, missed our first year of marriage, our first anniversary, and our first Christmas due to the deployment, so we were extremely excited to finally share ONE significant life event together. I feel as the inability for the underwriter to properly communicate what was needed or communicate it in a timely manner stole this from Us, and it was very infuriating and frustrating altogether.
Response from Veterans United
Hi Michael,
First, thank you for the thoughtful and honest feedback. I can tell how much this experience meant to you, and I’m really sorry that parts of the process caused such deep frustration—especially when it impacted such an important milestone in your life.
It’s great to hear that Chris, Brock, Nicky, and Nico were a positive part of your journey and that they supported you with care and patience throughout. But I’m really sorry we missed the mark when it came to the inspection confusion and the timing of underwriting. You’re absolutely right—those are things that should have been handled much more clearly and well in advance. Hearing that the miscommunication around your down payment caused you to miss your own closing, after all you’ve already given and missed due to your service, is heartbreaking. That’s not something we take lightly.
I’d really like my advocates to take a deeper look at what happened and share your feedback with our leadership. If you're open to talking more, you can reach us directly at 1-800-212-5200 or ClientAdvocate@vu.com. We’re in the office from 9 a.m. to 5 p.m. Central, but don’t hesitate to reach out anytime.
Thank you again—not just for your feedback, but for your service and sacrifices.
I had the best experience throughout; this my second home (sold my first) and the difference is night and day. I absolutely recommend Veterans United, can't beat the rate either. The entire Veterans United team is so professional in what they do, I am so grateful I chose Veterans United to establish my goal of owning a permanent home to live in! Best decision I have made in a long time, thank you Veterans United!
My thanks to Asli and the entire team!!This was the smoothest home loan process I have had. I appreciate the time and energy put in by Asli, Cole, Joshua, and the rest of the team. They made everything so easy.They always made me feel like I was the only one they were dealing with.Everything they did was timely and spot on. You can bet that for my next mortgage, I will be back to Veteran's United.Thank you, thank you!!!
Thank you Veterans United for all you've done. We couldn't be happier in our new home!
Great team! Easy to work with, prompt with communication!
