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Veterans United Reviews

See why we’re rated 5-stars!

 
4.8 out of 5
Average Customer Satisfaction Rating
446,602 reviews
from Veterans like you… and counting!
98.2%
would
recommend
to Veterans and their families
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4.9 out of 5 Lending Tree logo
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Get a peek behind the curtain

We ask in-process folks what it’s like working with us. Here’s what they have to say:

Overall Rating
5
4
3
2
1
91% Get clear answers to their questions
88% Get a quick reply when they reach out
87% Feel heard loud and clear by their team

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5 out of 5 Stars

Veterans Unitef made the process so less stressful!! Veterans United made my dream come true of being a Homeowner!!!

headshot image of Ryan Kawelaske

Loan Officer: Ryan Kawelaske

NMLS# 1698477

5 out of 5 Stars

Let me start by saying Joyce Kulakowski is my Angel!! I contacted her on 11 August 0730 in tears because my management company informed me on 8 August that the owner may sell , then on 9 August , it could sell and finally on 10 August she IS selling the house that I was currently renting at the time. I had just celebrated my 53rd birthday on 7 Aug and to wake up the next day with that news… truly blew the my mind and I was in a downward spiral, because this was the 3rd rental that had been sold underneath me since 2010.Joyce was flexible around my work schedule and a doctors appointment on 11 August and ensured I had all information to start the process with VU. I have to admit.. a very very simple/easy process. By 6:30 pm Joyce had ALL of my documents that were loaded on the website and so… “her magic” began!!Joyce informed me she had processed many home loans but she just started with Veterans United and I could NOT tell that I was her 1st customer. By the end of the 11th of August there were no more tears falling from my eyes, I was laughing, joking and in calmer spirits… ALL BECAUSE OF JOYCE!!!!She was extremely honest in what was required and provided/ needed to be accomplished. Her assurance of me being ahead of the game made me feel incredibly confident in obtaining a loan & purchasing the home I was renting.I have read many reviews on FB pertaining to VU and I’m sorry to hear that there were people who didn’t have a great experience…however, I HAVE to say, from START to FINISH …. MY EXPERIENCE was exemplary and I would use Veterans United and of course Joyce Kulakowski, Sarah Hadley and Sarah Boyer AGAIN!!!I’m a firm believer that everything happens for a reason… I saw the VU ad 3rd post in my FB news feed, and it was a blessing from God that I got Miss Joyce and that I was her very first VU customer!!Thank you for what you did for me, I am eternally and humbly grateful and appreciative❤️‼️💯💜I would like to commend and give Kudos to Joyce Kulakowski, Sarah Hadley and Sarah Boyer for the STELLAR customer service they provided to me. It has been the craziest, yet wonderful 30 days of my life (11 August-12 September) and it’s ALL because of these 3 Lovely Ladies from Veterans United ‼️‼️💯💯🥰🥰Sincerely & With Love
from a brand New Homeowner
(12 September 2022 @ 1330)Mico Rene

headshot image of Joyce Kulakowski

Loan Officer: Joyce Kulakowski

NMLS# 833698

5 out of 5 Stars
headshot image of Ginny Young

Loan Officer: Ginny Young

NMLS# 187898

5 out of 5 Stars
headshot image of Kendall Haun

Loan Officer: Kendall Haun

NMLS# 1708656

5 out of 5 Stars
headshot image of Dan Hopkins

Loan Officer: Dan Hopkins

NMLS# 1525090

5 out of 5 Stars

As a first time homebuyer I was not really sure what I was doing. The loan team helped me through every question and concern I had. I would recommend Veterans United to everyone.

headshot image of Trevor Damer

Loan Officer: Trevor Damer

NMLS# 1699779

4.5 out of 5 Stars
headshot image of Alex Dickherber

Loan Officer: Alex Dickherber

NMLS# 2070297

5 out of 5 Stars
headshot image of Krystal Palmer

Loan Officer: Krystal Palmer

NMLS# 1110490

5 out of 5 Stars
headshot image of Charlotte McClellan

Loan Officer: Charlotte McClellan

NMLS# 39691

4 out of 5 Stars
headshot image of Amanda Baker

Loan Officer: Amanda Baker

NMLS# 2132117

5 out of 5 Stars

Veterans United once again helped knock it out the park. Helped us with buying our dream home. Very quick and super easy to work with

headshot image of Nicole Culbertson

Loan Officer: Nicole Culbertson

NMLS# 1190796

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5 out of 5 Stars

Excellent experienceThe whole team made the process very easy and manageable

headshot image of CJ Harrawood

Loan Officer: CJ Harrawood

NMLS# 2177972

5 out of 5 Stars
headshot image of Andy Strubel

Loan Officer: Andy Strubel

NMLS# 996805

5 out of 5 Stars
headshot image of Chris Lunn

Loan Officer: Chris Lunn

NMLS# 142895

5 out of 5 Stars
Photo submission from Melodie S.

Veterans United made it possible for me to become a home owner

headshot image of Shawn Workman

Branch Manager: Shawn Workman

NMLS# 169957

5 out of 5 Stars
headshot image of Jared Wilmes

Loan Officer: Jared Wilmes

NMLS# 1378229

5 out of 5 Stars
headshot image of Ross McClanahan

Loan Officer: Ross McClanahan

NMLS# 1772094

5 out of 5 Stars

I was impressed by their involvement and help with the loan process. I had many questions which were answered quickly and efficiently. Would recommend to family and friends.

headshot image of Kennedy Kugle

Loan Officer: Kennedy Kugle

NMLS# 2091835

5 out of 5 Stars
headshot image of Jeremy Wilder

Loan Officer: Jeremy Wilder

NMLS# 1124786

0.5 out of 5 Stars

I am so glad we are done and finally closed on our home!!! They are by far, the worst lenders we have EVER dealt with. We didn't close as scheduled because they do not communicate with you until the day prior to the date of closing. They are non communicative and very inconsistent with their estimation. At first, they will seem very appealing by being competitive with the other lenders. However, every time we request an updated estimate, they increase the closing costs by $5K. Plus, every time we ask a question, they respond avoiding the question being asked. In addition, the team clearly do not communicate with each other, nor do they check the documents uploaded in their website. They waited 8 days prior to closing requesting additional information and verification that should have been addressed in the beginning. Additionally, they lied stating we should have them start the process and we will be able to switch lenders later. However, that wasn't the case because we would have lost our earnest money and be penalized for not closing as scheduled. If we had known better, we would have gone another direction for a lender. We will complete our one year with them and then look for another lender. I wished I had known about loan depot prior to VU's commercialized advertisement. Talk about taking care of our veterans, the whole process with them should suffice as a disability rating. As a previous employee of the VA, they really do not help us veterans and I would not recommend them.

headshot image of Suzanne Kelley

Loan Officer: Suzanne Kelley

NMLS# 894567

5 out of 5 Stars

Great working team from realtor to loan officer. The whole team when above and beyond for me great job guys. You help me made this easy and the flexibility with my schedule in the military was great experience can't wait to buy another home with you guys.

headshot image of Jamie Hughes

Loan Officer: Jamie Hughes

NMLS# 1781663

5 out of 5 Stars

I love and appreciate everything that was done on my behalf! Everyone was there helping and encouraging me through out the entire process! I could not have asked for more! THANK YOU ALL so very much! You get a GOLD STAR for you efforts! Keep up the great work!❤️❤️❤️😄😄😄👏🏾👏🏾👏🏾👍🏿👍🏿👍🏿⭐️⭐️🌟

headshot image of Anna Denietolis

Loan Officer: Anna Denietolis

NMLS# 1076832

5 out of 5 Stars

Anna D. and Monika C. are the best!! Loved working with them!! Epitome of professionals!!

headshot image of Anna Denietolis

Loan Officer: Anna Denietolis

NMLS# 1076832

3.5 out of 5 Stars
headshot image of Justin Wandel

Loan Officer: Justin Wandel

NMLS# 1721211

5 out of 5 Stars
headshot image of Brandon Boyer

Loan Officer: Brandon Boyer

NMLS# 2178360

5 out of 5 Stars

The process that VU has put together is transparent and helpful. You can track the progress of all documents and required tasks. I asked Lindsey's team for help, and they never hesitated. Going beyond what I expect from anyone by being available on a SUNDAY!

headshot image of Lindsey Edgell

Loan Officer: Lindsey Edgell

NMLS# 2086131

1.5 out of 5 Stars

Worst buying experience ever. The staff was not knowledgeable, failed to give us needed information, closed weeks late because of training failures.

headshot image of Adam Canote

Loan Officer: Adam Canote

NMLS# 1464121

5 out of 5 Stars
headshot image of Steve Schuh

Loan Officer: Steve Schuh

NMLS# 1638494

5 out of 5 Stars
headshot image of Molly Meis

Loan Officer: Molly Meis

NMLS# 1046490

5 out of 5 Stars
headshot image of Mark Dischert

Loan Officer: Mark Dischert

NMLS# 375802

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