
Veterans United is the way to go. I did my research before choosing Veterans United and I was not disappointed. They made my loan experience very positive and stress free.






This is my first home purchase, and Nate was always available to answer any questions I had or any updates to the steps in the process. Great experience and would absolutely work with him again and would highly recommend him to others!

With interest rates as low as they are in 20-21 and veterans united as helpful as they were with my home purchase - now is the time for veterans to buy [if] they can find a property they like. The market is "extremely" competative. My home buying experience has finally come full circle after 10 years of on & off searching. Good luck!

My agents Kevin and Shantel Payne have been awesome but my loan team (Marlon Galbreath and Kim Snyder) were a challenge to work with. My loan team struggled to communicate with me even after I left several voice-mails and emails over the course of 3-4 weeks. Their procrastination and lack of communication also resulted in our closing date being pushed back by 2 days and pushed into a new month which resulted in our closing cost nearly doubling since it was pushed from the end of the month to the beginning of a new month. Extremely stressful time working with them. I felt they were very unprofessional, and my agents hold the same sentiment for the loan team. I would not recommend working with this specific team. However, my agents were amazing to work with and would recommend them!

Exercise your option to use this program. You will not regret it.



Through all the ups & downs everyone on our team from realtor through Veterans United team helped to navigate us through the whole process.

Overall great experience!






The concierge and home insurance was subpar wouldn’t recommend to anyone


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To all of my Veterans. If you are able to get Shane Bratkowski, you are in good hands! This organization is good to work with and very responsive.





Veterans United is one of the most structured and reliable lenders I’ve had the pleasure of working with. Professionally (as a realtor) and personally (for all my personal needs).


Overall, I am very pleased with the home buying process and Veteran's United. I'm a first-time buyer and my realtor was a first time VA loan. Even with our novice experience, Veteran's United made it easy and streamlined throughout the process.
