You did a good job
When working with a loan officer, I feel it would be beneficial for all parties (buyer, seller, agent, etc) to know when the loan officer will be out of the office. There were multiple times when I wanted receive an update on our status and I would find out that my loan officer was on vacation. I was okay with a vacation for the officer but it would have been nice to know I shouldn't be expecting any status updates, during a time where updates were crucial in our transition from renting to moving into our home.
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Do not switch loan officers in the middle of the loan process even though Mr. Choi got it completely done the first go I would still recommend not doing that in the future. Second I would also have you loan officers speak to their managers about wording for some of the documents needed. For instance, My first loan officer seen that I have deposits in my bank from my bank itself and I told him that it was an advance. It was still my money but it would be taken out on my next deposit. He told me to say I have overdraft protection and that's why it was that way. Granted I do have overdraft protection but for that instance it wasn't overdraft protection. (I hope that makes sense)
streamline documents and if needed to review by underwriter, use checklist style signoff to optimize process
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