A list of every document that may be needed and an example of how it should be typed (ie. army letterhead) would be extremely helpful instead of the last minute request.
Do not wait to give the underwriter information.
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First of all, I am very thankful to have received the loan for my home. The difficulty by which I received the loan was something I would never want to experience again or have anyone else experience. In comparison to some of the other horror stories I have heard about mortgage companies, I guess Veterans United would fit right in there. We, me, my wife and my realtor, had to do quite a bit of work in order to get this loan at the rate promised. Nonchalant attitudes and people not seeming to realize that there was a family waiting to get into this home, plagued this whole process. We were misled a few times and I can't really say if it was due to lack of experience or just blatant deception. I must say I am glad this experience is over and would hope that more consideration would be given when the next family, veteran, or person applies for a loan. I have been told owning your own home is a part of the American Dream and I have put my life on the line several times just so I could be a part of that. Again thanks for your help, I am very thankful to be a homeowner.V/rTyrone BallardCPT(P), US Army
Don't wait until last minute to order appraisals on new construction. My appraisal was ordered about 2 weeks before closing and that caused us a lot of stress as everything was down to the wire.