The Va needs to communicate within itself a little more. I feel like a lot of this process was unnecessary. The main reason I closed with VN is because I wasn’t confident that my other lender would be able to close when I needed to close. I’m a 100% disabled vet and I’ve been homeless. I have zero children. I’m single. I have no pets or vices. No car. I only have a phone bill and a gym membership to shower when I had to sleep outside. I can put almost 100% of my money towards my home. They can literally look at my bank transactions with live updates. I purchased a home in a state where I am property tax exempt. My mortgage is only $1500. I was spending over $2300 a month on hotels and air bnb for years. Yet for some reason they felt like I wouldnt spend $1500 on my home. I would have to be an idiot not to pay my mortgage. What do I have to lose for not paying my mortgage? Oh that’s right, my home. I am thankful that I have my home but this process was humiliating and I felt disrespected time and time again.The VA deemed me 100% disabled years ago, before Covid. They even finished my claim swiftly due to me being homeless. They have even attempted to give me HUD vash vouchers for years but yet when I was goin through this home buying process they were telling me that because I don’t have proof of rent I was incapable of buying a home. Sounds ridiculous that an organization claiming to be so veteran friendly was so easily ready to deny a 100% disabled homeless veteran because he has no proof or rent. Even though I worked with their credit guy who told me what to do to get my credit where it needed to be. That turned out to be false. For some strange reason I think we finalized this deal because I showed them that another lender was interested with a better interest rate. I hope that I am wrong about that. The story goes on and on. My story will find its way in a book someday. I personally want to thank Nick and my real estate agent for helping me. Even though I wanted to back out and go with another lender. Nick assured me that we would get it done so I stuck with him. Thank you Nick. I recommend Nick Kundert if you have a unique situation. He is also a vet and can relate to other vets.
![headshot image of Nick Kundert](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1000911.jpg)
Veterans United made the home buying process as easy as possible. Everything from start to finish was clear, concise, and easy to use. They helped assist in areas that I didn't think pertained to a loan, and they were super easy to talk to. This is my second loan through Veterans United, and my second loan through Kayla Thoenen and I couldn't be happier. I would recommend this lender to anyone!
![headshot image of Kayla Thoenen](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1548073.jpg)
I have purchased homes prior with other lenders and by far this has been the SMOOTHEST process of home buying I have ever experienced. I would recommend it 100% to anyone thinking of home buying. This should be your lender of choice!!!
![headshot image of Mark Dischert](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/375802.jpg)
![headshot image of Chris Campbell](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1604496.jpg)
![headshot image of Bob Doran](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1546500.jpg)
This being my first time buying a house it was diffently stressful, but Matt and Ms. Fox were always there to help me figure out the best option for me. They really help make this easier then it could have been. Thank you
![headshot image of Matt LaTorre](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1054084.jpg)
Levi and his team are fast and professional. I filled out my application through VU website on Friday night, and he got an estimate back to me on Satuarday morning, which made me feel lots of ease. To get a logit pre-approval is the most important thing before I can send up my offer. I can't thank him enough.Whenever I had questions about a process, he and his team always got back to me quickly and gave me a detailed answer. Levi guided me though this loan process and made my life a lot of easier to buy my new house. When I didn't know if I should lock the interest rate or not, he gave me honest suggestions and time to think and let me make my own decision. He never rushes me on the important stuff, and whenever he needs something back, he always reminds me on the phone or text message so that I can complete my process on time.Levi and his team are always friendly. I had a wonderful experience with Levi and his team. I'll definitely recommend anyone to him if my family or friends need a loan officer. I'm trust Levi and his team. BIG THANK YOU ALL!!
![headshot image of Levi Hoyes](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1884805.jpg)
Everyone involved from real estate agency to the loan officer worked extremely hard to keep us actively searching and into a home. Home buying can be frustrating. A few times along the way, felt like it's not worth the hassle. They kept us moving forward when we didn't want to.
![headshot image of Jason Bals](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1599125.jpg)
![headshot image of Collin Ward](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1520164.jpg)
This team I tell ya best I have ever seen 💪💪
![headshot image of Jake Levy](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/168064.jpg)
![headshot image of Danielle Stiers](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1827546.jpg)
![headshot image of Jessica Bailey](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2122253.jpg)
![headshot image of Zach Roberts](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1200238.jpg)
![headshot image of Krystal Palmer](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1110490.jpg)
![headshot image of Shawn Shackelford](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1481753.jpg)
Words won't explain enough how thankful I am.
![headshot image of Ali Schellenberg](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/759461.jpg)
That’s all I want to reflect on. I expressed some concerns with Logan about future program changes to help Veterans even more. A lot is done for Veterans but a lot of Veterans still need help. Contact me as founder of The Veterans Inc. a non- profit 501c3. 813-573-9369 supporting all Veterans and First Responders. I will direct needing Veterans your companies way. Thank you for helping me and making a dream I didn’t know I had. Come true.💯🙏🙏💯
![headshot image of Logan Smith](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2154219.jpg)
![headshot image of Christopher Stieffermann](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1136517.jpg)
Fantastic work. Everyone was great to work with and made the process very easy.
![headshot image of Mike Giaimo](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2020184.jpg)
![headshot image of Nick Kundert](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1000911.jpg)
Hands-down, the best people I’ve ever worked with. They were all always there to help no matter the time or the day. We had a question. It was answered in a timely manner. If we were ever to purchase again, we would choose Veterans United.
![headshot image of Karol Hart](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1202012.jpg)
![headshot image of Brian Nelson](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1181150.jpg)
Ready to see for yourself?
Experience first-hand why 308,639 homeowners give us a perfect score!
Overall very easy to work with. I appreciate title companies saying the same thing as it reinforces we’re in good hands with VU.
![headshot image of Shawn Hall](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1810151.jpg)
![headshot image of Colin Flanagan](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2160458.jpg)
![headshot image of Tim Jones](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1709126.jpg)
Bob and his team were great throughout my home buying process. Anytime I needed assistance from Bob or Crystal, I received immediate responses with clear helpful instructions. I would definitely recommend Veterans United to any of my veteran friends/family looking to buy a home. The way this system and the team are set up make an overwhelming process like homebuying seem simple.
![headshot image of Bob Doran](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1546500.jpg)
![headshot image of Tony Meis](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1044957.jpg)
![headshot image of DeAnna Anglin](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2029641.jpg)
![headshot image of Chris Lippmann](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1943520.jpg)
Great and incredible help. Made buying a home completely painless experience
![headshot image of Amy Carder](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1925297.jpg)