Ryan and his team of experts did a bang up job! My loan application was a breeze and closing went without a hitch. Would I recommend Veterans United? Absolutely!
Everyone was real helpful. They made the whole process go smoothly and I was kept in the loop about everything. I would 100% recommend this team to family and friends.
My experience was awesome. I couldn’t have asked for a better team. Thank you all for your hard work and your attention to detail.
Over all everything went smoothly and I am very happy.
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Overall a fantastic and seamless experience. Absolutely thrilled with our experience with VU! Thank you for making our first home buying experience an amazing one!
The Veteran's United team that orchestrated my first home purchase was a phenomenal team to work with and made the entire process seamless and easier than I could have imagined. The team as a whole kept me updated with everything I needed to know, every step of the way, resulting in the home I wanted and closing at a time fitting perfectly in my schedule. Working with this team again would be a great privilege and I would highly recommend their services to any buyer in the future.
We did discover that we needed to pay off car loans but it came very late in the game (at closing). We had assets to pay them off, and it worked out fine, but I'd have preferred to do that initially to have them free and clear. I think the underwriters may have put us there. It was on the documentation but with the hundreds of pages of docs, it can get buried easily. In the end it was really a moot point, but having someone tell us "this is what is happening in order to make your debt to income ratio work" would have been more helpful. Had we known we would have just had them paid off before closing.
There is a really good reason why I have purchased three homes through Veterans United. They make the process very easy. When I told my realtor what rate I was able to secure, he was shocked. I can’t imagine a better homebuying experience anywhere else, especially with Josh Schultz as my loan officer.
I have bought 4 houses, this one being my fourth. I was not happy with the policies in place. I had to pay to lock in my interest rate. If I wasn’t invested in the house I purchased, I would have went with another company. I paid a lot more at closing than any other house. I have received offers from companies that wanted to pay me to use them. I don’t ever remember paying my own VA appraisal fee. The team was good to me, but when I had questions I was told this is how this company does business. I don’t want to do business like this again. I do plan to purchase houses in the future, but I will not go with this company again.
I can't compliment Kayla Humphrey enough. As our loan coordinator she was quick to respond, gave clear responses and helped us interpret what we were doing and needed to do, all within her lane. She was a pleasure to work with.
Thanks to all who helped make this happen!
The VA Home loans will go to bat for us veterans they never gave up on us & fought for every penny to save I should know my case was unusual seeing how I live in Texas & complications entered into my house buying so we missed our closing date but didn’t lose hope well I kinda did but adding my father to the loan as a co borrow as he was a veteran too we were able to close our house deal a week & a day later & now we have the keys to our home!!!! Thank you for everything & understanding & putting up with my attitude at times i frustrated
The entire process was great besides the appraisal process. Apparently the VA appraisal person was sick for a while and we had no idea and had no chance to look for a different appraisal person. He didn’t get his appraisal in till the week we were supposed to close. THEN the VA inspector called out some damage on a crawl space door. Then we went through the process of getting our home inspector to send in a letter saying that the crawl space door was fine. First they didn’t accept the letter. Then last min they accepted it on June 9th and said it wasn’t a problem but will pushed our closing date back. Which pushed our closing date from June 9th to June 20th. Which is beyond ridiculous.I will let anyone know if they have money to put down and do not need to use a VA loan to avoid it.
The check list of To-Do's was nice. It allowed me to gather information and submit it. I work night shift and my loan team understood this and emailed me questions so I could respond when I was awake.
