Even though you're preapproved for a loan amount with the information you've provided to them about you're finances, it doesn't mean anything. Once you sign a purchase agreement on a house the loan process starts all over again with them wanting more and more information above and beyond what they wanted for the preapproval.What if a person didn't have all the extra finances or information?You could end up loosing the loan and wasting weeks of your time for nothing, even though you were preapproved.The preapproval should mean preapproved and not we'll decide that for sure after you sign a purchase agreement.Rob Hall
Response from Veterans United
Thank you for sharing your experience Robert. A pre-approval is not a final loan approval until all information has been confirmed by the underwriting process. We will use your comments to continue to improve the home buying experience for future Veterans.
Jon and Ashton were really great to work with. They answered all our questions and explained everything in way that we could understand. Loved that we could see where we were in the process and what, if anything, was still needed from us to complete the loan application.
Easy and efficient. I would highly recommend to anyone
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I am thankfully by the hard work of Veterans United team, everyone did their rol and accomplished the objectives.Choosing Veterans United to buy a home will be the best decision that you can take. The have commitment and dedication.
Veterans United is a great team of men and women who understand the veteran's needs and know how to lead them through the process of acquiring a loan. They walk you through the process and let you know what to anticipate with the following steps. Any adverse issue is dealt with in a professional manner and with the utmost sensitivity. They inform you from the start about the process and what it will entail, and what you can expect. Any last minute issue is dealt with in a quick and professional manner.Over 48 years of buying and/ or selling homes, this was my best experience of working with a loan and title company. Exceptional service, strongly recommend Veteran 's United to any veteran.
Veterans United was the best team to work with
Excellent experience with Veterans United. The people were terrific. Tammy with century 21 was really good to work with. Lots of help. Bg
With out Veterans United or the Light House Program buying a house would not have been possible with our credit score. The Light House Program helped us build our credit back up, it was easy and painless. Veterans United is an all around great company to work with, they made our home buying experience the best. Veterans United made our dream a reality!!
Use this company. I have refinanced a home and purchased a home with Veterans United and they take care of you. I wouldn’t think about using any other lender if I decided to purchase another home.
Veterans United was really great and understanding about everything through this whole process. They made it very easy to buy a home. Me and my wife are glad we found them and would definitely recommend to others.
Awesome experience. I don't believe that I would have been able to make through the process without the help of this wonderful loan team. Thank you guys so much for the easy and seamless homebuying experience.
Veterans United was an absolute pleasure to work with! As a first time home buyer I was feeling overwhelmed by the process I knew was ahead of me, but VU made the process so smooth and easy. I will absolutely use them in the future if I end up back in the housing market. Thanks again for all the hard work you guys do to make the process easy for your buyers!
The process of buying a home through Veterans United was so smooth. Everything is kept up to date using their processing system. They send you emails to let you know your current status and will even follow up after closing.
Buying a house is stressful and a long drawn out process but through the Veterans United they made this experience as enjoyable and easy as possible. Our happiness was always first priority and a sense of security was always given. Between our team and realtor they exceeded all our expectations and now we are happily homeowners!
As a first time (nervous) homebuyer, the process was incredibly easy with communication from both Derek and Matt. I appreciated that Matt often called to go over things with me instead of through email. I felt as if I had known and worked with them before because they kept the experience personal. VU is a great company for any Veteran homebuyer.