
Very smooth VA-IRRRL process! Hopefully interest rates continue to drop and I will be going for this in another 6 months!









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Veterans United Home Loans is the best company for Veterans!! Billy and Melissa made my 1st home buying experience very stress free. I know they are genuine and care about veterans! I would recommend them to anyone who is looking for a home loan! I will only go through Veterans United for all my future home loans!


The entire team was helpful through a long and drawn out home buying process, I took numerous months to find what I wanted and the team made sure I was informed and answered any questions on anything i may have been confused or misinformed about.

I'm sure home purchasing and refinancing are complicated processes to navigate. It was transparent to me because Veterans United did all of the heavy lifting so to speak. I bought a home on my own two decades ago and it turned out pretty bad. I haven't experienced any of those previous problems with Veterans United managing the process this time.

Kollin and my team were excellent on my refi. Everything went very smoothly and fast.


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Veterans United has truly set the standard for what a veteran-focused lender should be. From start to finish, they made the entire homebuying process simple, transparent, and stress-free. Every step was explained clearly, the communication was consistent, and they treated me like more than just another file — they treated me like family.
What stood out most was how veteran-oriented the whole process felt. They understood how VA loans work inside and out, anticipated the hurdles before they happened, and handled everything with professionalism and respect. They really get what it means to serve those who have served.
Between their streamlined system, helpful online portal, and a team that actually follows through on what they say — Veterans United made this experience something I’d recommend to any veteran looking to buy a home. It’s not just a company name; it’s a mission they actually live by.
– Terry P., U.S. Army Combat Veteran


Scott Hutto and his VU team were available anytime I had a question or concern. They made the home buying process easier and went the extra mile to accommodate the needs of my family. I will use again.


Everyone is great there! So helpful through everything

From my first phone call to them I felt so connected, as if I was their only applicant. They were always there to answer my calls/texts/emails whenever I needed them... even on their days off! I am still amazed at how smooth they made everything... now I just need them to come unpack for me and I’ll be set! Lol









