






Nothing additional to add, Lance made the refinance process extremely easy and quick and layed out all the things that needed to happen.





A better than average home buying experience.



The only recommendation I would give would be to offer more incentives. There were multiple other lenders offering up to 4.5% down.

The stress of moving can cause a lot of unnecessary stress. My team was understanding and supportive through the process. Bill was realistic and whole heartily honest with the process. I was able to work with the team to find my home in NC, while getting all my personal property from NY and NC moved in within 21 days.This team took my situation from being homeless to finding a home where I was closer to a community I love and miss. I am glad Bill heard and listened and worked for me and my family. Thank you “Veterans First” for understanding my financial portfolio and digging deeper and finding the answers I needed.


Best experience ever, especially for a first-time home buyer! Amazing team, and my family and I are so grateful.

Professional team throughout the process and a pleasure to work with.

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The whole team was great to work with. I was a first time buyer, and I can't believe how easy the team made this for me.


I will utilize you guys for loans in the future. Thanks!



You have a wonderful team with Hayden and his assistants. We first came across Hayden years ago because we were having a bunch of issues with the original lender we went with. Out of frustration, we decided to leave them and go with VU. We have since bought 3 houses with Hayden and will always come back to him.

