my husband and I hoped we could get a loan, but didn't really believe it was possible for us due to our credit score. CJ Bommarito, researched the avenues available to him and gave us good advice as to what we needed to do to raise our credit score, and gave us a loan amount we had to work with. CJ Bommarito is a very knowledgeable agent, he is patient, and very helpful. He is quick to return your call after you've left a message when he isn't in the office, which was really an issue. The only issue we had in finding a house was that we kept running into sellers who never announced the house they were selling was as is, and in order for a VA inspection to pass the house, work would need to be done by the seller. So, if the seller didn't want to pay for the improvements so their house would pass, then the buyer attempting to purchase a home with a VA loan, had to keep searching, unfortunately a general home inspection had to be done before the termite inspection, and then the appraisal, which means, we had to pay for the general inspection 3 times on 3 different houses. Thank heavens the 3rd inspection was on the house that passed both general and termite, and then later the house was appraised for slightly above the asking price. I was never aware before looking for a house what to expect, and for me and my husband, the hardest part was finding a house that the Veterans United would approve, but in the end although you have to jump through a few hoops, Veterans United doesn't want you to get into a house that you'll regret having purchased due to hidden problems the seller is trying to keep quiet about, and that's another story. Be aware of the older seller telling you there is nothing wrong with the under floor supports even when part of the floor has a hump in it, and that they have had someone go underneath the house, and nothing wrong was found. There are dishonest folks out there. God Bless you on your home hunting experience.
Everyone was great, it was a surprisingly easy process and I'm very thankful that I've got a new home!
This team made our mortgage process easy and painless. The communication and response time for any questions and concerns are the things that honestly stood out the most to me. This group of individuals were the definition of customer service and dedication to their clients. Rob and his team exceeded my expectations for how this process would be handled. Availability of my loan specialist to ensure the timely delivery of our closing documents, shows that this team cares about their clients and the product they deliver.
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There is someone every step of the way to help you. Always cordial making you feel like your very important to them.
Thankful for all the help from my Veterans United home buying team.
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Veterans United exemplified the ultimate level of expertise and professionalism. The Customer Service was impeccable as they explained their process with great clarity and transparency.Veterans United has earned my Trust and I am happy to recommend them for your Home Loan needs.Quentin Cole
During the closing process, the title company used did not inspire confidence. They delayed closing by almost a week doing a title search that I feel could have started earlier.
