



The seller and I signed a contract on Oct 18th and were suppose to close on Dec 19th got hung up on by Andy Miller when I called in late Nov and got no response to anything phone/text or email till I closed (with the help of Austin Clapp) on approx the 10th of Jan. Found out through the title company Mr. Miller, Michelle Zellers and nobody else on his "team" had done ANYTHING to get VA approval (condo ID) and didn't submit the paperwork for it UNTIL DEC 23rd ! after being prompted by the realtors!! I had to give my apartment notice of intent to vacate twice but was lucky they allowed me to stay (only because the people that applied for the apartment I was in didn't meet the qualifications or I would have been homeless) And finally to add insult to injury, the reimbursement that was promised (I had to pay rent beyond my close date) was taken away after a rework of the numbers on the actual close date. !!!
Response from Veterans United
Hi Erwin,
I’m so sorry to hear about the challenges and frustrations you experienced during your homebuying process. It sounds like there were serious communication breakdowns and delays that caused a great deal of unnecessary stress, and that’s absolutely not the experience we want anyone to have when working with us.
Having to extend your move-out date twice and worrying about being left without a place to live must have been incredibly difficult. I can’t imagine how frustrating it must have been to find out that crucial steps in the process, like the condo approval, weren’t being handled in a timely manner. And on top of all that, having changes to your reimbursement at closing must have felt like the last straw. I’m truly sorry that we let you down every step of the way here.
I’d really like my team to have the opportunity to hear more about what happened so we can better understand where things went wrong and work to improve moving forward. If you’re open to it, please reach out to us at 1-800-212-5200 or ClientAdvocate@vu.com. Your feedback is invaluable to us, and I’d love to help however we can.
Thank you for trusting us with your home loan, even though the process was so challenging.

I wouldn’t change my loan team for anything! from working with Carrie freeman until I was passed on to janeanne was the best experience I’ve ever had buying my first home. They went above and beyond for me and make the process extremely smooth and easy, I couldn’t have done it without them and I’m forever honored and grateful. The process was so hustle free and that’s what us veterans are looking for, we are frustrated with the run arounds and lack of VA loan knowledge from these other lenders so working with veterans united is a plus. Keep up the great work you’re doing for us veterans Jeaneanne and team you guys rock! I will definitely be recommending them to friends and family!


Exceptionally experienced team. I just love them





I have bought several homes in my lifetime and I can assure you this was one of the easiest loan we have ever been through from the beginning to the end. We would recommend Veterans united home loans to anyone.

Above and Beyond at every level of the most stressful purchase of my life. My gratitude is forever yours and I will always recommend Veterans United to any veteran that is moving.

I rated the real estate agent a 10 primarily because I had the opportunity to meet him in person, which made a positive impression. However, I want to emphasize that all the other agents were also exceptional and provided excellent service.


The whole team is amazing with communication and taking the time to explain everything throughout the process. Really love the custom sign for my dream garage the team got me.


I hope to continue to refinance (in a timely manner) to a lower APR. That said, I am very pleased with my loan team and theor constant professionalism and care.



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Such a great experience and everyone was wonderful to deal with. If I ever need to I’d definitely use again.

I was lucky to have the team I had, they made it seem easy


Again we appreciate all that you do for veterans.


Amber was ALWAYS available for home tours. The Veterans United did an incredible amount of information gathering about what I could afford in a home, they did all the paperwork I needed and the research they wanted I needed to do to make sure progress was being made and on time. Amber's professional, cool and calm mindset kept my anxiety level low, as a first-time home buyer, I had no idea about every step of the process whatsoever when I first started taking a look at homes, or what to expect throughout the process and she gave me the confidence I needed to help my home buying experience a simple one. And she found exactly what I wanted! Amber and her team David Kitchen and Levi are FAN-FREAKING-TASTIC!!!
