My only recommendation is to pay closer attention to paperwork so that if they need something further the buyer has the chance to get it fixed before it expires instead of having to pay for a second test.
At the end it was kinda crazy because I kept getting a date for closing but then it kept changing. That was the only part that was hard to deal with. Luckily we had our old place for a few more days.
Josh Kittle was very informative and kept us "up to date". He "went the extra mile" in that regard!
The referral to Stella Torres (Broker) was wonderful.
I don't know if words can properly do justice for Damien's performance with our loan. From start to finish, he was always on top of things. He is very communicative and personable but knows when to be direct and get things accomplished. He often knew more about certain parts of the mortgage process more than our realtor and definitely took the title company to school on how to do a title transfer and escrow account. He knew more about the taxes we needed to put into escrow at closing despite being in Missouri than the title company located in the same township as our home. There were many times where Damien was basically doing everything himself when the realty company or title company dropped the ball.
We constantly heard bad stories about the home buying process from friends and family and it deterred us from home searching for many many years but we are very glad to have found Veterans United and Damien Shafer. It took 30 days from Offer to Close which is mind blowing.
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I did not use a real estate agent
We did not request the services of a Real Estate Agent. There were some pro's and con's with this decision. Overall, we're happy with our decision to not use an agent because Jon was easy to work with and we were able to contact the seller's first hand which helped with the many communication issues the seller had with their own agent. By the end of the buying process the sellers would only speak directly to us and not their own agent. It is my opinion that this agency should not recommend Tammy Shorey-Picard of Mcphail Reality or Northwoods Real-estate. It is a very small town and the competition and back stabbing is very prevalent. Don't be afraid to look outside of the area of Millinocket Maine for reality representation. A good reality company will be able to help with any and all VA requirements.
It was a great experience going through the VA loan process but I couldn't ask for better people to work with and to help us to land our beautiful new home and I want to thank them very much too. Kody and Holly did an excellent job at helping us. I justed wished there were more people out in the world like them. I give them a 200% rating awesome work they did...
Imagine going through probably one of the most traumatic events of your life and there's one person that you can go to. I was treated like I was their only customer when I knew that they had others. I was very impressed with Aaron and Johnny.
We wanted to say a big Thank you to the girls and let them know they made our first home buying experience the best it could have been.
As we say in the Navy, Bravo Zulu to Ms. Mary Jacobi and Vet United Home Loans. I couldn't have ended up with any other lender when I begin my research and journey in purchasing a home. The Lord blessed me by bringing the Vet United team into my life. I'm forever grateful. Thank you, thank you, thank you. God speed.