Great team and always willing to help and stay in touch
![headshot image of Zachary Debord](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/192560.jpg)
Please don’t think that I have not forgotten about the other members of the loan process team. They were also Great. I’m only giving a rating of 10, because that’s the highest on the scale, but Michael Peters and his team deserve alot more credit than that. I thank God for the team as well. I pray that God allows me to do more business with everyone again.
![headshot image of Michael Peters](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2248226.jpg)
![headshot image of Craig Bennetch](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2497379.jpg)
![headshot image of Jake Wood](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2286607.jpg)
![headshot image of Nick Johnson](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2086150.jpg)
My team at Veterans United was a blessing. Their unsurpassed customer service helped my family tremendously. From start to finish they answered every question, explained everything and ensured we understood the process. Their patience, respect, and care will always be appreciated. The whole home buying experience surprisingly simple! I will sing their praises for years to come! Thank you all for being the best in the business. I feel like you all are a part of my family. I'll definitely send more veterans your way!
![headshot image of Eric Hermann](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/128481.jpg)
Veterans United Home Loans helped me to use the equity in my home to payoff debit and put me in a better place for retirement.
Thanks!! 🇺🇸
![headshot image of Tanner Kruger](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1802223.jpg)
![headshot image of Brad Dickherber](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2091067.jpg)
![headshot image of Nicole Culbertson](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1190796.jpg)
Great team. They work well together and made the closing process easy for me. There was alot to do but they made sure it all go done and answered all questions I had. Very grateful for their help and will look fwd to working with them in the future for my next home. +A team here
![headshot image of Gus Branda](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1230865.jpg)
![headshot image of Andy Miller](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1009085.jpg)
![headshot image of Sydney McFall](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1113548.jpg)
![headshot image of Chris Lunn](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/142895.jpg)
![headshot image of John Schnurbusch](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1813273.jpg)
Overall experience with Veterans United was exceptional. I only have utmost gratitude for all the agents and loan officer for making this experience without any roadblocks and pitfalls.
![headshot image of Melissa Kunkel](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1318473.jpg)
We recently closed on a house in Riverview, Florida. I worked with Jon Abernathy's team and the main person I had contact with was Ashton. Whether it was her or anyone else on Jon's team, they were always willing to help me and get whatever needed to be done completed. We had some complications along the way but she was able to get the info ready quickly and efficiently to help meet our closing date. Thank you, Veterans United and especially Ashton for all the help along the way.
![headshot image of Jon Abernathy](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/49695.jpg)
We really appreciate all the hard work Tony Theberge and Veterans United put in to help us get a home we love. Thank you so much! 🙂
![headshot image of Tony Theberge](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1563980.jpg)
![headshot image of Chase Lee](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2135792.jpg)
![headshot image of Josh Jennett](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1933969.jpg)
![headshot image of Benjamin Pritchard](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2266974.jpg)
![headshot image of Devin Abel](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1925466.jpg)
We have financed/refinaced seversl home over the past 30+ years. No lender has even come close to you in terms of required documentation,, verifications, questions, etc. We felt like you were trying to get to no. For example, you called my employer and asked a series of questions about my compensation, future compensation, prospects for continued employment, etc. Then, 3 days before the closing you emailed them a document asking the same questions. No lender ever asked more than, is he employed here and how long has he been an employee. The fees seemed excessive. When we first applied, the amount needed to close was $121,000. The rate we wanted was 5,75 with 1/2 point. Our loan officer talked us into letting it float. At the time, there was a belief that rates would decline. They did not. We had to bring $141,000 to the closing. We have it, but I can imagine some borrowers may have had trouble finding that much extra cash at the last minute. Your employees were professional and responsive. The process and fees are not dictated by them. We were so displeased with the process we almost paid cash.
Response from Veterans United
Michael, we appreciate your honest feedback and we are glad that your experience with your loan was positive. Our Client Advocate team is here for you to help ensure an outstanding customer service experience, and we invite you to connect with us further. We understand that the underwriting process did not meet your expectations. Licensed Underwriters comply with regulations to ensure loans are properly documented (including a final verification of employment or your FVOE completed right before closing), and we work to make that process as easy as possible. The mortgage process can certainly feel intrusive, but we want to reassure you that this in-depth analysis is a worthwhile step. The underwriting process serves to protect the integrity of our industry and families who might otherwise fall into a financial hardship. While rates do fluctuate day to day, discussing the details around your final closing figures is part of our commitment to deliver outstanding service. It is our goal to be there for you every step of the way to explain and demonstrate all changes. We appreciate your calling attention to this aspect and will always be available if you wish to discuss in greater detail.
Overall the experience was great
![headshot image of Julia Cobb](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1965414.jpg)
I have bought several homes over the years and this was my second purchase using the VA. This was by far the most professional team I have ever had the pleasure to work with during a loan applicatiion process all the way through to closing. It was an enjoyable experience and I highly recommend Veterans United to anyone seeking a VA loan.
![headshot image of Joel Deiber](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1698013.jpg)
![headshot image of Trevor Damer](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1699779.jpg)
We just wanted to say thank you to our loan officer, Angie Sanders and her team. As first-time homeowners, we were scared, nervous and apprehensive about the home buying process. Angie and her team were always just a phone call or email away to help with any concerns and/or questions we had, no matter how minor. We are so appreciative of all her help and direction.
![headshot image of Angie Sanders](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/796987.jpg)
Working with veterans United was a great experience I really appreciate them keeping me on task and having everyone lined up to have their part in what was needed in order for me to get to what I needed which was a new home I appreciate all the hard work and everything they did
![headshot image of Ryan Ponder](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1004260.jpg)
Shea, JP & Abbi could not have made this purchase any easier & I am so grateful to each of them for helping me find and purchase this home. They were wonderful!
![headshot image of Shea Mankin](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/1455338.jpg)
![headshot image of Jeremy Henry](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/186485.jpg)
I would reach out to Stephen again if I get another loan!
![headshot image of Stephen Coloni](https://www.veteransunited.com/assets/craft/images/loanofficers/_reallytiny/2104813.jpg)