VUHL is in my experience, the best option for veterans when buying or refi work. The latest loan is my third.




We will always come back to Terry for all our loan needs



Overall our Veterans United Experience was positive!!

One of the best Home Mortage experiences I've had and I've bought many homes over the years. My family and I are doing split family ops for a while and they presented options for VA mortgage that no other organization was able to present or even knew about. Clayton Meldi answered every e-mail and question I had within short order. Equally so for Jason Truit and he was very knowledgeable in presenting the Secondary VA benefit Option that allowed us to use the VA benefit for our second home while my daughter finishes HS at our previous assignment. Shaunece Ballenger was eager to help us setting up utilities at our new home. Many thanks to the team for a job well done.




I didn’t always understand what was needed of us from the underwriters. They weren’t always clear. One item especially about the sell of a boat we had owned. I didn’t understand what they wanted us to tell them about the sell.


Nick Laws, Sarah Elliott, and the rest of the Veterans United of Clarksville team were incredible to work with. They made this process incredibly easy and clear for us. I would highly recommend this office and Veterans United in general. If we look to buy another home then this will be my first call.


Terry was a great partner throughout the process. He was very responsive and knowledgeable on the entire process and I would absolutely work with him again in the future.



This was a very professional group from the very first contact with Lizzy Ulmer to the last contact and communication with Jackie Cox. Thank you for your assistance.


Lucas and his team are the best they worked with thru each step Melissa was also with me each step explain how we use the portal she and this team thank you never been so happy working with this group

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Veterans United was a very simple process. They made sure they had all the information they need to make the process smooth and painless. They also pair you with a great team that specializes in certain areas (i.e., loan, insurance, accessories for your home, real estate, etc.). Compared to the other lenders I've looked at, they make sure you get the best deal.






