

You guys were great, i was not a fan of the VA and all their nit picking and having me do stuff to the house that the city of Fairbanks did not require when the house met all code. Thank you.

Vishal was OUTSTANDING!!! Helped us through the entire process and made sure we knew what was going on at all times.





I put Louie Nieman through hell until this ordeal was over.
It was Louie that got me the loan. He worked on my application for hours in his office and away from his office.
I called at early morning hours and late at night, not knowing where he was.
Who ever is his boss, I would give him one recommendation; GIVE HIM A RAISE!!! or at least a bonus. He deserves it. I believe that no one else could have gotten an approval on my loan.Great job Louie and please have a great year with Veterans United.Regards,
Neal Ulitsky



Heather and her team were more than outstanding in all areas and their support along the way as more than appreciated by myself and my wife. Tremendous !!!!!

The entire team treated me like family, perhaps even better. Veterans United was with every step of the way and it all started with the Lighthouse program. Thank so very much!

From start to finish in the loan process, I was extremely impressed. Having worked with other lenders in the past (even during this loan process), I can tell you that Veterans United is definitely a cut above the rest! After all, I did end up going with Veterans United and thought the last lender was great. Sorry other lender, but you didn’t even come close!

Overall experience was very good. Being able to submit online forms was very helpful. One suggestion would be to provide all items in "To-Do" checklist at very beginning of process. There were a few rounds of needing to go back to submit additional information, some of which could have been included in the initial list of items. Not a big inconvenience, just a suggestion.

Exceptionally fast, and great at what they do. I couldn’t have asked for a smother process.


From start to finish, we were very pleased with how Dan Kelley handled our home loan. With all the paperwork requirements he was able to keep us on track and we closed on the day we requested. Adrienne Smith is an asset too.

Everyone is so very nice. Understanding and they genuinely care about veterans and their families. Thank you very much again. Me and my family are grateful for everyone.



This was the smoothest mortgage process I have ever had. My only disappointment was that we had 84 days to prepare and much of the work didn’t get done until the last day, we missed my closing date and the underwriter didn’t find out we had unexpected flood insurance requirements until the last 24 hours.

Ready to see for yourself?
Experience first-hand why 336,078 homeowners give us a perfect score!
Veterans United Home Loan experience has been wonderful right from the beginning to the very end. I was given the best team possible and everything worked smoothly without any issues. My loan officer Matt Istwan and Real Estate Agent Mrs. Hamchetou and Lawyers worked perfectly to ensure that I got exactly what I asked for. Matt Istwan was very professional and communicative to myself at all times. I knew two years ago, I wanted Veterans United Home Loan as my lender. I did my homework and waited the right time to make a purchase. VUHL stands above all other companies. I’ve recommended VUHL to many other families and friends. I have zero complaints and no issues to report. It’s very simple, do what they asks you to do and submit in a timely fashion and the house will be yours. If there was a score higher than 10, I would give them 12!.Thanks again Mr. Matt Istwan for making everything possible and also communicating with me.


Nick and Kathy are the Dream Team! They made our home buying experience stress free!!! If we ever decide to purchase another home....we will definitely call the DREAM TEAM at Veterans United!!!


Very friendly and helpful. Simple and easy too!



