


Everything was smooth and quick

Absolutely loved working with Veterans United! Stephanie was a breath of fresh air. She made this such an amazing experience and faithfully walked up thru the entire loan process. Would recommend to anyone looking for a loan officer!



Thank you for all of your hard work to get me into my new home. VU rocks!!


I will say it again. You guys do an amazing job making the stressful home buying process easy and you offer things that explain situations. However, you are not the lowest interest rate available as I learned this time around. I was already to far into the process to back out. I could of had an interest rate 1 whole point lower. My loan team did an amazing job there was a communication hiccup at times but we worked through it as a team and we completed the tasks. Thanks for all the help and we love our new home!


Our first-time homebuying experience was smoother than a slippery dolphin slicing through the ocean!

We moved from Florida to Tennessee in less than a month from start to finish. Jennifer and her team made the process as seamless as it could be.

Really great experience working with everyone on the team. Would use VU again in the future.



Veterans Unitef made the process so less stressful!! Veterans United made my dream come true of being a Homeowner!!!

Let me start by saying Joyce Kulakowski is my Angel!! I contacted her on 11 August 0730 in tears because my management company informed me on 8 August that the owner may sell , then on 9 August , it could sell and finally on 10 August she IS selling the house that I was currently renting at the time. I had just celebrated my 53rd birthday on 7 Aug and to wake up the next day with that news… truly blew the my mind and I was in a downward spiral, because this was the 3rd rental that had been sold underneath me since 2010.Joyce was flexible around my work schedule and a doctors appointment on 11 August and ensured I had all information to start the process with VU. I have to admit.. a very very simple/easy process. By 6:30 pm Joyce had ALL of my documents that were loaded on the website and so… “her magic” began!!Joyce informed me she had processed many home loans but she just started with Veterans United and I could NOT tell that I was her 1st customer. By the end of the 11th of August there were no more tears falling from my eyes, I was laughing, joking and in calmer spirits… ALL BECAUSE OF JOYCE!!!!She was extremely honest in what was required and provided/ needed to be accomplished. Her assurance of me being ahead of the game made me feel incredibly confident in obtaining a loan & purchasing the home I was renting.I have read many reviews on FB pertaining to VU and I’m sorry to hear that there were people who didn’t have a great experience…however, I HAVE to say, from START to FINISH …. MY EXPERIENCE was exemplary and I would use Veterans United and of course Joyce Kulakowski, Sarah Hadley and Sarah Boyer AGAIN!!!I’m a firm believer that everything happens for a reason… I saw the VU ad 3rd post in my FB news feed, and it was a blessing from God that I got Miss Joyce and that I was her very first VU customer!!Thank you for what you did for me, I am eternally and humbly grateful and appreciative❤️‼️💯💜I would like to commend and give Kudos to Joyce Kulakowski, Sarah Hadley and Sarah Boyer for the STELLAR customer service they provided to me. It has been the craziest, yet wonderful 30 days of my life (11 August-12 September) and it’s ALL because of these 3 Lovely Ladies from Veterans United ‼️‼️💯💯🥰🥰Sincerely & With Love
from a brand New Homeowner
(12 September 2022 @ 1330)Mico Rene



As a first time homebuyer I was not really sure what I was doing. The loan team helped me through every question and concern I had. I would recommend Veterans United to everyone.



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Veterans United once again helped knock it out the park. Helped us with buying our dream home. Very quick and super easy to work with

Excellent experienceThe whole team made the process very easy and manageable





Great working team from realtor to loan officer. The whole team when above and beyond for me great job guys. You help me made this easy and the flexibility with my schedule in the military was great experience can't wait to buy another home with you guys.
