Toby Sullivan and his team were nothing short of phenomenal. From day one, they treated us like family and made the process of buying our new home not just stress-free, but actually enjoyable.Toby was the kind of guide every homebuyer dreams of — incredibly responsive, deeply knowledgeable, and always ready to help, no matter the time of day. Whether it was answering late-night questions, walking us through details step-by-step, or just checking in to make sure we were feeling good about everything — Toby was there. Every. Single. Time.The entire loan team was a well-oiled machine — professional, efficient, and always one step ahead. They made complex paperwork feel simple, anticipated our needs before we even had to ask, and never left us hanging. It’s rare to find a group of people who care this much about their clients, and it absolutely shows.On a scale from 1 to 10, this team gets a 100. We’re so grateful for everything they did to help us secure our dream home, and we’ll be recommending them to anyone who’ll listen.Thank you, Toby and team — you truly made this experience unforgettable.

The team we worked with over the last few weeks as first time home buyers made the home buying process a breeze. We were amazed at how easily everything went and greatly appreciated all the assistance and advice we were provided with when questions did arise.

This was a fantastic experience. The team was knowledgeable and extremely friendly. They were always one step ahead of the process to ensure everything went smoothly.








Olivia and I simply feel fortunate with the random, chance encounter over the Internet with Veterans United. Everything was so smooth that it still doesn’t feel like we went through an entire house buying process. Key indicator of a great team is when they absorb all the pressure and the client feels none. Just a great experience.



I am so pleased with VU home loans. They are so easy to work with and genuinely seem to want to help. I would choose VU all over again and give them 4 thumbs up if i could.

It was an outstanding experience working with Mike and his incredible team. They went out of their way even after work hours to ensure we were taken care of in every aspect of purchasing our home! They worked tirelessly to ensure everyone working on our purchase was making timely progress to ensure we got into our home!




Zach, Britney, and Tere'sa were a pleasure to work with. I appreciate the patience with my endless questions and the quick responses when I needed help. You all did a great job! Thank you!



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This is the second time we bought our home with Veterans United and we would not have it any other way.
The fact that Aaron worked with both our schedules was so important. He was always a call away and we appreciated that loads.All in all, another smooth process and will be looking forward to work with you again in 6 years when we’ll have to move again, haha.


John points you in the right direction even from getting your credit score in better standings by referring me to Patty inside VU. At VU you will find that professional services with qualified people who will work in your best interest. They care about seeing you succeed. They are equipped with all the tools to see the job done right and thru to completion. John along with Ashton on the lending side were focused, caring , straight forward, and initiate the confidence you will need to help carry all the way to closing.

Taylor fruit gave us all the attention needed to accomplish are goals . Even off times from work she still gave us 110 percent.this is our 2nd time within two years she work with us.
I couldn't ask for a better loan officer .she was there for us.



